Automatic back-end initiation of a wide area network action
US12205089B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Jan 31, 2023 |
| Grant date | Jan 21, 2025 |
| Priority date | — |
| Expiry date | Aug 12, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/02
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
A system and method for determining how a funds transfer or payment will be made based on user preferences and parameters in a wide area network application. The system includes a back-end server operating the network application and having a processor for processing data and information, a communications interface communicatively coupled to the processor, and a memory device storing data and executable code. When the code is executed, the processor can provide a number of parameters to be selected by the user that are necessary to perform the payment or funds transfer, where the payment or funds transfer can be performed by more than one technique, determine which of the techniques the payment or funds transfer will be performed by based on the parameters that the user selects without the user determining that technique, and cause the payment or funds transfer to be performed by the determined technique.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.