Systems and methods for one-click payments
US12229759B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Nov 4, 2022 |
| Grant date | Feb 18, 2025 |
| Priority date | — |
| Expiry date | Mar 29, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/29
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods for one-click payments are disclosed. A method may include a backend for a financial institution: receiving, from a user electronic device, enrollment of a user in a payments process; generating a token comprising an identification of an API exposed to the backend; communicating the token to the user electronic device; receiving, from a content provider, enrollment of the content provider in the payments process; receiving, at the API, an identifier for the content provider, a cost for content provided by the content provider, and the user identifier; transferring the cost from the user account to the content provider account; and notifying the content provider of completion of the transfer, wherein the content provider is configured to make the content available to the user electronic device after completion of the transfer.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.