Systems and methods for dynamically providing float funds for gig-economy workers
US12243029B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 26, 2023 |
| Grant date | Mar 4, 2025 |
| Priority date | — |
| Expiry date | May 9, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/384
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A computing system acquires a plurality of gig-income models for a plurality of gig-workers, and each of the plurality of gig-income models includes a corresponding expected income for a respective gig-worker of the plurality of gig-workers over a period of time. The computing system identifies groups of gig-workers to join an income float pool based on the gig-income models of the gig-workers. The computing system transfers funds into or out from an account associated with a gig-worker in the income float pool in response to detecting, from one or more data sources, a difference between an actual income and an expected income of the gig-worker during an additional period of time. Thus, the gig-worker receives a relatively stable income.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.