Associating an account with a card
US12248922B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 10, 2021 |
| Grant date | Mar 11, 2025 |
| Priority date | — |
| Expiry date | Sep 5, 2042 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0226
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method and system for multi-account payment processing are described. An example method includes: receiving, at a computing system and for a payment transaction involving one or more items, information associated with a purchaser, wherein the information is associated with a plurality of accounts, and wherein each of the plurality of accounts is associated with distinct account information; determining, at the computing system and based on one or more account selection criteria, one or more accounts of the plurality of accounts to use for processing the payment transaction, wherein the one or more account selection criteria include at least one of merchant type or available funds in the plurality of accounts; and processing, at the computing system, a respective aspect of the payment transaction corresponding to a respective item of the one or more items using a respective account of the determined one or more accounts.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.