Generating dynamic base limit value user interface elements determined from a base limit value model

US12260453B2 · kind B2 · utility

Assignee

• Chime Financial, Inc. · US

Inventors

• Erin Xie · San Francisco, US
• Aashna Agarwal · Mountain View, US
• Aoni Wang · Redwood City, US
• Braden Staudacher · Vancouver, CA
• Dennis Jiang · San Francisco, US
• Lucy Liu · Chandler, US

Key dates

• Filing date: Mar 4, 2024
• Grant date: Mar 25, 2025
• Expiry date: Mar 4, 2044

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The disclosure describes embodiments of systems, methods, and non-transitory computer readable storage media that utilize a variety of machine learning models and a base limit value model to generate user interface elements that transparently and efficiently present current and future base limit values for user accounts. For example, the disclosed systems can utilize a machine learning model to determine a base limit value, subsequent base limit value, and user activity conditions to achieve the subsequent base limit value for a user account. Then, the disclosed systems can display a base limit progress element that indicates progress towards fulfilling the user activity conditions to achieve the subsequent base limit value. For example, the disclosed systems can display, within a graphical user interface, multiple base limit progress elements that indicate progress towards fulfilling the user activity conditions in separate time-based segments (e.g., to represent time elements within the user activity conditions).