Blockchain based loan securitization
US12260455B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 13, 2023 |
| Grant date | Mar 25, 2025 |
| Priority date | — |
| Expiry date | Jul 13, 2043 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2209/805
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
Examples described herein relate to systems, apparatuses, and methods for generating a securitized loan blockchain, including providing at least one security criterion, identifying at least one loan block of a loan blockchain that satisfies the security criterion, where the loan blockchain corresponds to at least one loan, and the security criterion is associated with the at least one loan block and a dynamic financial profile of a borrower of the at least one loan, and generating a security blockchain including at least a first security block, where the first security block is associated with a loan link identifier object that identifies the loan block of the loan blockchain.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.