Systems and methods for failed payment recovery systems
US12265966B2 · kind B2 · utility
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17Claims
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Key dates
| Filing date | Jul 20, 2022 |
| Grant date | Apr 1, 2025 |
| Priority date | — |
| Expiry date | Aug 5, 2042 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/40
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods for failed payment recovery can include a method for payment recovery. The method includes steps for receiving a set of transaction information, predicting a set of one or more authorization field values based on the received set of transaction information, predicting a set of one or more optimal send times based on the received set of transaction information, and transmitting a set of one or more authorization messages based on the predicted set of authorization field values and the predicted set of optimal send times.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.