Single sign-on using a secure authentication system
US12271893B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Mar 19, 2021 |
| Grant date | Apr 8, 2025 |
| Priority date | — |
| Expiry date | Aug 16, 2042 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/0815
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
One embodiment of the invention is directed to a method comprising, establishing, by a wallet server computer, a single sign-on link between a user bank account and a wallet application. The method further comprises receiving a transaction request message from a user, wherein the transaction request is for a transaction between the user and a merchant associated with the wallet application. The method further comprises sending sign-on data to an issuer computer using a secure authentication protocol and receiving a confirmation message from the issuer computer confirms initiation through the issuer application. The transaction is processed by the wallet server computer based on the confirmation message.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.