Patent · US Active

Non-native account processing

US12271902B2 · kind B2 · utility

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20Claims
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Key dates

Filing dateAug 3, 2020
Grant dateApr 8, 2025
Priority date
Expiry dateFeb 4, 2041

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/405
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A technique for enabling non-native accounts to be processed by a processing system may include receiving an account identifier scheme that is used by a third-party entity to provide access to accounts associated with the third-party entity, and assigning an entity identifier to the third-party entity in which the entity identifier conforms to a native format used by the processing system. An application programming interface can be modified to recognize account identifiers of the third-party entity. A transaction request can be received to execute a transaction in which the transaction request includes a resource provider identifier of the third-party entity and an account identifier of an account of the third-party entity. The entity identifier assigned to the third-party entity can be determined using the modified application programming interface, and the transaction can be processed using the entity identifier assigned to the third-party entity.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.