Multi-directional wallet connector apparatuses, methods and systems

US12277537B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Thomas Purves · San Francisco, US
• Shilpak Mahadkar · Singapore, SG
• Tenni Theurer · Foster City, US
• Ayman Hammad · Pleasanton, US

Key dates

• Filing date: Sep 30, 2023
• Grant date: Apr 15, 2025
• Expiry date: Sep 30, 2043

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0226
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The W-CONNECTOR (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.