Multidimensional transaction pattern tracking and prediction
US12288215B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 1, 2022 |
| Grant date | Apr 29, 2025 |
| Priority date | — |
| Expiry date | Jun 20, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/4093
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods for multidimensional transaction pattern tracking and prediction are provided. A method includes detecting a series of transactions associated with a remote user device and generating a multidimensional transactional profile. Generating the multidimensional transactional profile may involve a first ML model generating a first score representing a first dimension, and a second ML model generating a second score representing a second dimension. The method also includes selecting weightings for the scores, and combining the weighted scores to create the multidimensional transactional profile. The method also includes generating a list of recommended transactional activities and a list of flagged transactional activities, transmitting the list of recommended transactional activities to the remote user device, and detecting additional transactions originating from the account associated with the remote user device. In response to one of the transactions being from the flagged list, the method includes triggering an alert.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.