Vehicle telematics system to promote good driving behavior using positive feedback and award points

US12299707B2 · kind B2 · utility

Assignee

• Allstate Insurance Company · US

Inventors

• Thomas Michael Warden · Belmont, US
• Daniel Kraft · Libertyville, US
• Nathan M. Bryer · Arlington Heights, US
• Eric Huls · Chicago, US
• Margaret A. Brinkmann · Palo Alto, US

Key dates

• Filing date: Apr 10, 2023
• Grant date: May 13, 2025
• Expiry date: Apr 10, 2043

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0226
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system and method are disclosed to promote good driving among users. A user-customizable good driving (GD) wish list may be created, populated, modified, and/or used to promote good driving. The GD wish list may be used in conjunction with a vehicle telematics unit (VTU) to monitor, process, detect, and/or record good driving events, and communicate and/or generate positive feedback for the user. In addition to positive feedback, good driving (GD) points may be accumulated based on driving behavior. The accumulated GD points may be used in conjunction with a product and/or service offering, such as by an insurance company. Furthermore, in some examples, the system encourages users to promote good driving behavior by pledging themselves to a challenging GD wish list that will earn them more GD points and the associated benefits.