Patent · US Active

Synchronizing account balances across financial institutions

US12306851B2 · kind B2 · utility

0Cited by
2References
20Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMar 8, 2024
Grant dateMay 20, 2025
Priority date
Expiry dateMar 8, 2044

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06F16/273
  • WIPO fieldComputer technology
  • WIPO sectorElectrical engineering

Abstract

A follower system and a leader system store records for a plurality of users. Each of the follower system and the leader system stores at least a record for a user. Each of the follower system and the leader system stores a private log and a public log. The public log is periodically synchronized across the follower system and the leader system. The private log of each system is maintained independent of the other system. The follower system transmits information stored in the public logs to the leader system for synchronizing the public logs of the follower system and the leader system in response to updating the public logs with information describing the second set of transactions.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.