Automated payments performance monitoring, alerting and recommendation framework
US12307428B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jun 22, 2023 |
| Grant date | May 20, 2025 |
| Priority date | — |
| Expiry date | Aug 1, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/401
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
A method may include determining a combination of values of attributes represented by reference data associated with payment transaction by training a machine learning model based on an association between (i) respective values of the attributes and (ii) the payment transactions having a given result. The combination may be correlated with having the given result. The method may also include selecting a subset of the payment transactions that is associated with the combination of values. The method may additionally include determining a first rate at which payment transactions of the subset have the given result during a first time period and a second rate at which one or more payment transactions associated with the combination have the given result during a second time period, and generating an indication that the two rates differ.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.