Systems, methods, and apparatuses for facilitating transfers between user commerce accounts associated with a merchant of a commerce platform
US12314916B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 21, 2023 |
| Grant date | May 27, 2025 |
| Priority date | — |
| Expiry date | Dec 21, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/3676
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
An embodiment may receive a transaction from an account associated with a user; associate a transfer group parameter with the transaction; create a set of transfers to a set of connected accounts using the transfer group parameter, a secret key, and a single-use token, the token associated with a first system and generated using information from the user, wherein the set of transfers is identifiable by the transfer group parameter and linked together for tracking a service associated with the transfer group parameter and the set of transfers; in response to a determination that the secret key is valid and is associated with a second system, execute the transaction using the single-use token and the secret key; and transmit a portion of the set of transfers to each account of the set of connected accounts to perform the service associated with the transfer group parameter and the set of transfers.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.