Digital wallet application for mobile payment
US12314928B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | May 24, 2018 |
| Grant date | May 27, 2025 |
| Priority date | — |
| Expiry date | Oct 1, 2039 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W84/042
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The invention relates to a method implemented by a mobile device (DV) for managing a digital wallet application (DWA), initially configured with first data (DT1) of a mobile payment card (C1) for operating in a home payment network (H-NT), the method comprising: sending (S40) location information (LOC) of the mobile device; receiving (S48) roaming information (RI) identifying a roaming payment network (R-NT) available to the mobile device; selecting (S50) a roaming payment network (R-NT); obtaining (S68) a second data (DT2) allocated to the mobile payment card for operating in the selected roaming network; and configuring (S70) the digital wallet application so that it can use the mobile payment card in the roaming payment network. The invention also relates to a processing method implemented by a server for sending (S46) the roaming information (RI) and sending the second data (DT2).
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.