Third party data processing for improvement of authentication questions
US12332993B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 19, 2023 |
| Grant date | Jun 17, 2025 |
| Priority date | — |
| Expiry date | Dec 19, 2043 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/102
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
Methods, systems, and apparatuses are described herein for improving the accuracy of synthetic authentication questions by analyzing third party account data. A request for access to a first account associated with a user may be received. The first account may be managed by a first organization. A transactions database might be queried for first account data. Second account data corresponding to a second account associated with the user might be received. That second account may be managed by a second organization different from the first organization. One or more second transactions, unique to the second account, may be identified. A synthetic transaction, configured to be different from transactions in the first account and the one or more second transactions, may be generated. An authentication question may be generated based on the synthetic transaction. Access to the first account might be provided based on a response to the authentication question.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.