Secure facilitation of virtual card activities for procurement
US12346914B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Aug 15, 2023 |
| Grant date | Jul 1, 2025 |
| Priority date | — |
| Expiry date | Aug 15, 2043 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/1425
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method and apparatus for facilitating the utilization of virtual payment card data is provided. In various embodiments, virtual payment card data is received by a centralized e-procurement service directly from buyer or issuer entities participating in the service. In various embodiments, secure processes protect the security of virtual payment card data on the centralized service by actively monitoring the service for abnormal view and access behaviors of the virtual payment card data. In various embodiments, viewing interfaces for the e-procurement service are actively and responsively altered to ensure secure utilization of the virtual payment card data. In various embodiments, preventive actions are taken to actively alter virtual payment card data or access methods for entities utilizing the e-procurement service to protect the integrity and security of virtual payment card data.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.