Payment transactions via substantially instant communication system
US12361397B2 · kind B2 · utility
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22References
20Claims
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Key dates
| Filing date | Jan 14, 2020 |
| Grant date | Jul 15, 2025 |
| Priority date | — |
| Expiry date | Aug 17, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method and a system conducts payment transactions via instant messaging. The system includes a messaging interface to receive a payment transaction request at a payment application from a network-based device via a network. The messaging interface facilitates substantially instant communication over the network. The payment application, responsive to receiving the payment transaction request, transfers a payment from a user associated with the network-based device to a third party.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.