Systems and methods for executing real-time electronic transactions using a routing decision model
US12373802B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 30, 2022 |
| Grant date | Jul 29, 2025 |
| Priority date | — |
| Expiry date | Nov 30, 2042 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L45/42
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One method includes receiving, by a routing system, an electronic transaction request from a user. The routing system may receive routing configuration data from a data query system. The routing system may determine an optimal path for executing the electronic transaction request in accordance with a routing decision model and the routing configuration data. The routing system may transmit the electronic transaction request to a transaction network via the optimal path. The routing system may generate a transaction route data based on the optimal path. The routing system may transmit the transaction route data to a transaction event-topic stream.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.