Artificial intelligence (AI) architecture with smart, automated triggers of incoming and outgoing actions and usage
US12387183B2 · kind B2 · utility
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18Claims
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Key dates
| Filing date | Feb 8, 2023 |
| Grant date | Aug 12, 2025 |
| Priority date | — |
| Expiry date | May 31, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/02
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Aspects of the disclosure relate to artificial intelligence (AI)-based processing of account transfers between different accounts associated with a client. In particular, various aspects of this disclosure relate to triggering transfers based on data associated with electronic transfers (e.g., between accounts associated with different users) and/or information associated with card-based transactions. Additional aspects of the disclosure relate to using internet of things (IOT) modules to determine predicted consumption associated with utilities, and at least triggering account transfers based on the predicted consumption.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.