Methods and apparatus for automated insurance claim processing using historical data

US12393987B1 · kind B1 · utility

Assignee

• State Farm Mutual Automobile Insurance Company · US

Inventors

• Holly Lambert · Roswell, US
• Michelle Delynn Adler · Sugar Hill, US
• Song Zheng · Bellevue, US
• Joshua Zaks · Alpharetta, US
• Orr Epstein · Atlanta, US
• Ryan Monroe · Gresham, US

Key dates

• Filing date: Nov 22, 2019
• Grant date: Aug 19, 2025
• Expiry date: Feb 3, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0283
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Example methods, apparatus and articles of manufacture to process insurance claims using historical data are disclosed herein. An example method of estimating damage to a vehicle, the method includes receiving, using one or more processors, one or more images of damage to a vehicle, identifying, using one or more processors, one or more additional vehicles having damage similar to the damage to the vehicle based on the one or more images, determining, using one or more processors, a likelihood that a part of the vehicle is damaged based on damage associated with the one or more additional vehicles, and determining, using one or more processors, whether to include the part in a repair estimate based on the likelihood.