Mobile application integration
US12399758B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Aug 10, 2020 |
| Grant date | Aug 26, 2025 |
| Priority date | — |
| Expiry date | Jun 7, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F9/547
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
Methods and systems are disclosed for enabling transaction processing utilizing a single device. A mobile device can store an application comprising first and second software modules. One module may execute acceptance processing while another software module may emulate a transaction device associated with a user. One or more identifiers (e.g., QR codes, bar codes) may be obtained corresponding to one or more physical items. Authorization may be requested via the mobile device. In response, data may be exchanged between the software modules and this data (e.g., transaction data, a payment token, a cryptogram, etc.) may be provided to a remote computer (e.g., a cloud based acceptance service) that can generate an authorization request message for the transaction.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.