Temporary debit card system and method
US12400213B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Mar 30, 2023 |
| Grant date | Aug 26, 2025 |
| Priority date | — |
| Expiry date | Apr 12, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/204
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method and system for managing and providing access to a temporary debit card is disclosed. The embodiments provide a system that authenticates remote users of an ATM kiosk who request a temporary debit card. The authentication occurs by capture of biometric data or a specially generated signal from their mobile device transmitted to the kiosk. In one example, the biometric data is compared to a reference biometric pattern. Where the system determines the biometric patterns match, or if the mobile device-generated signal is verified, a signal approving the request is transmitted from the system to the kiosk, causing the kiosk to fabricate a temporary debit card.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.