System and method for generating financing structures using clustering
US12406213B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jan 3, 2023 |
| Grant date | Sep 2, 2025 |
| Priority date | — |
| Expiry date | Jan 14, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06N5/02
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
Described herein is a system for generating financing structures. A learning engine may extract data sets associated with sellers of various products. The learning engine may be trained using the data sets. The learning engine may identify a subset of dimensions that cause a change in a determination of a final price for a given product. The learning engine may compute a value for each of the sellers with respect to each dimension. The learning engine may group the sellers into different clusters. The learning engine may generate using a model, including the subset of dimensions. The learning engine may receive a request to generate a financing structure for a specified product sold by a specified seller. The learning engine may generate financing structures for the specified product sold by the specified seller based on the generated model.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.