Systems and methods for obtaining insurance offers using mobile image capture
US12406311B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | May 25, 2023 |
| Grant date | Sep 2, 2025 |
| Priority date | — |
| Expiry date | Feb 29, 2044 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04N2201/0084
- WIPO fieldAudio-visual technology
- WIPO sectorElectrical engineering
Abstract
Systems and methods for using a mobile device to submit an application for an insurance policy using images of documents captured by the mobile device are provided herein. The information is then used by an insurance company to generate a quote which is then displayed to the user on the mobile device. A user captures images of one or more documents containing information needed to complete an insurance application, after which the information on the documents is extracted and sent to the insurance company where a quote for the insurance policy can be developed. The quote can then be transmitted back to the user. Applications on the mobile device are configured to capture images of the documents needed for an insurance application, such as a driver's license, insurance information card or a vehicle identification number (VIN). The images are then processed to extract the information needed for the insurance application.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.