Patent · US Active

Push payment decision routing

US12417446B2 · kind B2 · utility

0Cited by

2References

20Claims

0Family size

Assignee

Stripe, Inc. · US

Inventors

Michael Dahn · San Francisco, US
Eduardo Serrano · Mexico City, MX

Key dates

Filing date	Nov 14, 2022
Grant date	Sep 16, 2025
Priority date	—
Expiry date	Dec 11, 2042

Classification

Technology area (CPC H)Electricity
CPC primaryH04L67/55
WIPO fieldIT methods for management
WIPO sectorElectrical engineering

Abstract

In an example embodiment, a method for push payment decision routing in relation to a transaction is provided. An example method comprises issuing a virtual payment identifier to a mobile device and receiving payment rules from a mobile device. The user-defined rules include parameters for invoking at least one push payment to be made via the virtual payment identifier for the transaction. Instructions to implement or pay for the transaction as a pull payment are received and, based on the rules, the transaction is completed or paid for a push payment.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.