System and method for reporting found transaction card
US12417448B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Aug 7, 2023 |
| Grant date | Sep 16, 2025 |
| Priority date | — |
| Expiry date | Jan 3, 2044 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/354
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A found card notification system receives an interchange electronic advice message from a point-of-sale (POS) terminal associated with a merchant. The interchange electronic advice message includes an indicator of a misplaced transaction card, a primary account number (PAN) of the misplaced transaction card, and a merchant identifier that identifies the merchant. The system extracts the PAN from the interchange electronic advice message and identifies an issuer of the misplaced transaction card from the extracted PAN. The found card notification system transmits the interchange electronic advice message to the issuer of the misplaced transaction card in response to identifying the issuer of the misplaced transaction card.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.