Patent · US Expired

Letter of credit device

US4017101A · kind A · utility

3Cited by
3References
5Claims
0Family size

Inventor

Key dates

Filing dateMay 20, 1976
Grant dateApr 12, 1977
Priority date
Expiry dateMay 20, 1996

Classification

  • Technology area (CPC B)Performing Operations; Transporting
  • CPC primaryB42D25/29
  • WIPO fieldOther consumer goods
  • WIPO sectorOther fields

Abstract

A letter of credit device consisting of the combination of a card and a check. The card has a plurality of numerical columns each of which is headed by a numeral and also a plurality of transaction sections extending across the numerical columns and having a punch out element in each of the numerical columns so that, by selective punch outs, the dollar value of each of the transactions is irrevocably recorded. The check and card each identify the issuing bank and the account number of the holder. In addition the card carries an identification of the holder, including his signature, and also states the terms under which a negotiating party is guaranteed payment for any sum paid under the negotiated transaction. The check also has a punch out section, which the negotiating party punches out, before forwarding the check for payment to the issuing bank, as a representation that the negotiation was under the card and in accordance with the terms on the card.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.