Patent · US Expired

Method for conducting a transaction between a chip card and an information system

US5796831A · kind A · utility

111Cited by
11References
22Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMay 31, 1995
Grant dateAug 18, 1998
Priority date
Expiry dateMay 31, 2015

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F7/082
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method of conducting a transaction between a chip card and an information system protects against fraud and malfunction during the transaction. The method involves a multi-step recording procedure wherein the transaction is first temporarily recorded in the chip card and the information system, and then later is definitively recorded after it has been verified that both sides have performed the temporarily recording step. In order to perform the temporary recording, information which describes the transaction is sent to both the chip card and the information system from a transaction management device. In order to verify that both sides have performed the temporary recording, a first set of messages is sent from the chip card and the information system to the transaction management device which indicate that the temporary recording has been performed. The transaction management device receives these messages and responds by sending a second set of messages to the chip card and the information system. The chip card and the information system receive these messages and respond by changing the character of the previously performed recording from temporary to definitive. The transact…

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.