Patent · US Expired

Method and system for bill presentation and payment reconciliation

US5832460A · kind A · utility

491Cited by
24References
22Claims
0Family size

Assignee

Inventors

Key dates

Filing dateJun 2, 1995
Grant dateNov 3, 1998
Priority date
Expiry dateJun 2, 2015

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F7/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A system and method for electronically creating, presenting, paying and reconciling bills includes an electronic bill presenter in electronic communication with bill originators, bill payers and respective banks. The electronic bill presenter receives bill data from bill originators, creates bills in a graphical format for electronic presentation to bill payers, and transmits bill payment instructions received from bill payers to bill payers' banks for transfer of payments to bill originators' banks. The electronic bill presenter also sends a confirmatory reconciliation message to the bill originator for payment instructions received from bill payers.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.