Personal online banking with integrated online statement and checkbook user interface
US5903881A · kind A · utility
Assignee
Inventors
Key dates
| Filing date | Jun 5, 1997 |
| Grant date | May 11, 1999 |
| Priority date | — |
| Expiry date | Jun 5, 2017 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/201
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A software product, computer implemented method, and system provide an integrated user interface having three simultaneously displayed items of information, including a list of transaction instructions, a list of uncleared transactions, and a list of cleared transactions. The simultaneous display, and interaction between the lists, provides for integration of various tasks separately associated with personal finance software products and with online banking products. Two account balances are also simultaneously displayed, a balance for cleared transactions, and a separate balance based on both cleared and uncleared transactions. The two balances provide the user with a complete view of the status of their account and available funds. The software product and system supports online bill payment, electronic funds transfer, and checkbook transactions, without requiring navigation through multiple, separate user interfaces for different modules of the product.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.