Patent · US Expired

Depositing, withdrawal, balance check, exchange and transfer of electronic money in automatic cash handling machine

US5952639A · kind A · utility

204Cited by
13References
18Claims
0Family size

Assignee

Inventors

Key dates

Filing dateDec 5, 1996
Grant dateSep 14, 1999
Priority date
Expiry dateDec 5, 2016

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F19/203
  • WIPO fieldControl
  • WIPO sectorInstruments

Abstract

An electronic-money card is used for carrying out transactions such as depositing, drawing, cash exchanging and transfers of electronic money in an automatic teller machine. A plurality of menus showing a variety of transactions are displayed so that the user to select one of the menus. If the deposit menu is selected, menus for cash and electronic money are displayed to request the user to select whether the money to be deposited is cash or electronic money. If the user selects the electronic-money deposit menu, the user is requested to enter a cash card and a password number. Once the password number is entered, the validity of the user is verified. After the validity of the user has been verified, the user is requested to enter an IC card and to specify the amount of electronic money to be deposited. Electronic money of the specified amount is drawn from the IC card and deposited in an account of the user by transferring the drawn electronic money to an electronic value box in a bank business system by way of a communication line. Thus, the transaction to deposit electronic money can be carried out in combination with a cash card in an automatic teller machine.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.