Process for the acceptance of a virtual prepaid card use request permitting the reuse of its serial number
US5991413A · kind A · utility
Assignee
Inventors
Key dates
| Filing date | Jun 12, 1997 |
| Grant date | Nov 23, 1999 |
| Priority date | — |
| Expiry date | Jun 12, 2017 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F17/0028
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The present invention relates to a process for accepting a request for use of a virtual prepaid card involving the following stages: PA0 a user of a virtual prepaid card is connected to a server containing a data base, particularly version numbers, which are incremented when the corresponding cards are empty or obsolete, PA0 said user is authenticated with the server by communicating thereto an authentication sequence and a version number, PA0 said server supplies these numbers to a security processor having the capacity to recalculate the authentication sequence and check the validity thereof, PA0 in the case of the validity thereof, the processor transmits to the server a consumption authorization, PA0 after receiving said authorization the server gives agreement to the use request, within the limits of the credit remaining on the card and the validity date of the latter.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.