Self service method of and system for cashing checks

US6038553A · kind A · utility

Assignee

• Affiliated Computer Services, Inc. · US

Inventor

• Thomas Allen Hyde · Midland, US

Key dates

• Filing date: Sep 19, 1997
• Grant date: Mar 14, 2000
• Expiry date: Sep 19, 2017

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/211
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An automated self service method of and system for cashing checks, typically without human intervention. The system includes a check cashing database that contains customer records for registered customers. A plurality of administration modules are provided with which individuals may register themselves and their checks and communicate with customer service representatives. A check cashing server communicates with the check cashing transaction modules. The check cashing server receives check cashing requests from the check cashing transaction modules. The check cashing server processes check requests by comparing information in the request with criteria derived from the check cashing database. If the check request satisfies the criteria, the check cashing server, without human action or intervention, instructs the check cashing transaction module to dispense cash to the customer.