Patent · US Expired

Method and system for bill presentment and payment

US6292789A · kind A · utility

482Cited by
14References
11Claims
0Family size

Assignee

Inventor

Key dates

Filing dateAug 21, 1998
Grant dateSep 18, 2001
Priority date
Expiry dateAug 21, 2018

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/425
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method and system for presentment of bills on a computer network includes a biller account hosted on a server of a bill service provider for receiving a bill file from a biller that includes bill data. The biller account automatically formats a bill for a consumer from the bill data. The bill file from which the bill is automatically formatted includes a bill template and bill content and may also include a temporary resource. A document server coupled to the bill service provider's server receives and automatically stores the formatted bill in a storage location. The formatted bill consists of an electronic mail message, and the storage location is an electronic mailbox. The stored bill is accessed and displayed by the consumer on a consumer terminal coupled to the document server. The consumer may pay the bill through a bill payment processor.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.