Electronic purse card value system card security method

US6330978A · kind A · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Rafael Molano · Hudson, US
• Lawrence Gianfagna · North Canton, US
• Douglas E. Roth · Bolivar, US
• Ed Kurtek · Encinitas, US
• Alan Goulet · Riverton, US
• Robert D. Symonds · Novelty, US
• Robert Bradley Gill · Hamilton, CA
• William Biwer · Hartland, US
• Mike Walsh · San Jose, US
• Julie Welsh · Nashotah, US
• Richard Gebhard · Oconomowoc, US
• Joel Spice-Kopischke · Janesville, US

Key dates

• Filing date: Apr 27, 1998
• Grant date: Dec 18, 2001
• Expiry date: Apr 27, 2018

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/3672
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An electronic purse card value system (10) includes terminal devices (12). Each terminal device includes a processor (26) which is in operative connection with a memory (28) and a modem (36). The processor is further in operative connection with components of the terminal device including a customer interface (14) through which inputs are accepted and outputs are delivered, a card reader (22) and a printing device (30,34). The terminal devices are operative to communicate with host computers (42,44,46) through a communication system (38). The system is operative to carry out transactions in which data representative of value is loaded and unloaded from integrated circuit chips on customer cards (24). Data representative of value is stored in the memories of the cards such that certain value amounts are stored in one memory area while other value amounts are stored in a second memory area. A third amount is calculated which is a function of both the value amounts in the first and second memory areas and the third value is stored in memory on the card.