Patent · US Expired

Billing/clearing house system and method for an overloaded card

US6427911B1 · kind B1 · utility

27Cited by
49References
20Claims
0Family size

Assignee

Inventors

Key dates

Filing dateDec 17, 1999
Grant dateAug 6, 2002
Priority date
Expiry dateDec 17, 2019

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F7/08
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A system and method for managing an overloaded card with billing/clearing house services to a user of the card. The host card is set up as an overloaded card to which a card provider server system provides the overloaded card services. The overloaded card with the overloaded services is managed such that card transactions are tracked, and the user is respectively billed for the transactions. The transactions are cleared before billing the transactions to the user. All information relating to the transactions are consolidated on a single statement that is provided to the user. The overloaded card manager is used to manage the overloaded card and its services and provide the billing/clearing house services.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.