Electronic money system and transaction method using the same
US6764001B1 · kind B1 · utility
24Cited by
7References
21Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | May 30, 2000 |
| Grant date | Jul 20, 2004 |
| Priority date | — |
| Expiry date | Sep 8, 2020 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/20
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
An electronic money system and an electronic money terminal used therein which facilitate and promote the transaction by card representing cash. A user carries out a transaction by using an information card storing data representing monetary value, and in a case where the balance on the card is insufficient, the balance due is charged to a designated account or paid by loan. The user of the information card is able to carry out a transaction solely by information card even when the balance stored in the information card is insufficient.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.