Systems and methods of introducing and receiving information across a computer network

US6814282B2 · kind B2 · utility

Assignee

• FIRST DATA CORPORATION · US

Inventors

• Dean Seifert · Parker, US
• Mark Thompson · Summerville, US

Key dates

• Filing date: Jan 4, 2002
• Grant date: Nov 9, 2004
• Expiry date: Jan 4, 2022

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/203
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.