System and method for selecting financial services
US6845906B2 · kind B2 · utility
145Cited by
12References
7Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Dec 24, 2003 |
| Grant date | Jan 25, 2005 |
| Priority date | — |
| Expiry date | Dec 24, 2023 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/025
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system and method is disclosed which enables a consumer to use a PIN biometric, merchant code or other indicia to conveniently instruct a financial institution to activate or access specific financial services or accounts during a particular time period or during a particular transaction. When making a purchase, the cardholder enters account information into a remote terminal such as a POS device, then the cardholder inputs a particular PIN or biometric which is communicated to the financial services provider. The provider interprets the PIN or biometric as an instruction to access or activate a particular service.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.