System and method for managing stored-value card data
US6918537B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 26, 2004 |
| Grant date | Jul 19, 2005 |
| Priority date | — |
| Expiry date | May 9, 2024 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/122
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A computerized system and method for managing stored-value card data over a communications network between a plurality of terminals and a central processor is provided. Each of the terminals is accessible to respective users and is located in a respective location generally remote relative to the central processor. The stored-value card data is configured to securely process in real time stored-value cards transacted by respective users to enable charging prepaid stored-value services to a recipient of the transacted stored-value card. The method allows for providing a database coupled to the central processor. The method further allows for storing in the database a plurality of records comprising stored-value card data for each stored-value card. An associating step allows for associating in each stored record respective identifiers to uniquely match a respective stored-value card and a respective terminal. The associating step is enabled by assigning a “setup” card to the location and capturing the terminal information when a transaction utilizing that card is made. A transmitting step allows for transmitting a request of stored-value card activation to the central processor from…
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.