Method and system for secure guaranteed transactions over a computer network
US6957334B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jun 20, 2000 |
| Grant date | Oct 18, 2005 |
| Priority date | — |
| Expiry date | Jan 18, 2023 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F2221/2151
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
A trusted third-party authentication protocol that facilitates secure commercial transactions over computer networks between a merchant and a user. The method and system of the present invention generally involves three entities: 1) a guarantor, which acts as a trusted arbitrator, 2) a merchant, and 3) a consumer or user. In one embodiment, the guarantor authenticates users and provides authentication documents back to the user for use in transactions with merchants. The authentication document generated by the guarantor can be used as a means to validate a user's identity and/or to provide authorization/validation of a specific transaction.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.