Apparatus and methods of reviewing deposited checks
US6978927B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Aug 11, 2003 |
| Grant date | Dec 27, 2005 |
| Priority date | — |
| Expiry date | Aug 11, 2023 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/202
- WIPO fieldControl
- WIPO sectorInstruments
Abstract
Deposit transaction data associated with a check deposited at an automated teller machine (ATM) is processed to determine if the deposited check is acceptable. Deposit transaction data relating to the deposited check is received from an ATM switch. A determination is made as to whether the deposited check is acceptable based upon the transaction data. A flag is set and a risk score is assigned when the deposited check is determined to be unacceptable. A second source file is created using set flags and assigned risk scores, and then sent to a data server. The second source tile is merged with associated deposit data retrieved from memory at the data server. The merged file is sent to a deposit review processor and a deposit review workstation. The deposit review processor determines if any deposited item needs to be reviewed by a human operator or outsorted based upon data contained in the merged file.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.