Biometric tokenless electronic rewards system and method

US6980670B1 · kind B1 · utility

Assignee

• Indivos Corporation · US

Inventors

• Ned Hoffman · Sebastopol, US
• David Ferrin Pare, Jr. · Berkeley, US
• Jonathan Alexander Lee · Berkeley, US
• Philip Dean Lapsley · Oakland, US

Key dates

• Filing date: Feb 26, 2001
• Grant date: Dec 27, 2005
• Expiry date: Oct 20, 2022

Classification

• Technology area (CPC G): Physics
• CPC primary: G07C9/37
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Disclosed is a system and method for processing tokenless electronic consumer rewards between a reward provider and a recipient using an electronic identicator comparator and at least one recipient biometric data. The process uses apparatus for creating an electronic registry of a reward provider's products or services each having a predetermined rewards value, the rewards being disbursed to recipients based upon the occurrence of predetermined criteria; recipient registration, wherein the recipient registers with the electronic identicator comparator at least one registration biometric sample, and recipient specific data; recipient identification, wherein the identicator comparator compares a recipient bid biometric sample with previously registered biometric samples for producing either a successful or failed identification of the recipient; and recipient rewards issuance, wherein the rewards provider issues rewards to the recipient. This method and system can process an electronic consumer rewards transaction without the recipient using any unique identification tokens.