Method and apparatus for authorizing and billing communications services using a bank card financial network
US6999944B1 · kind B1 · utility
Assignee
Inventor
Key dates
| Filing date | Aug 19, 1999 |
| Grant date | Feb 14, 2006 |
| Priority date | — |
| Expiry date | Aug 19, 2019 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
According to the invention, a method and apparatus are disclosed for a dynamic communications service bank card billing system for authorizing and billing communications services using a bank card financial network. The communications service bank card billing system receive events from communications services and equipment providing such services. If a received event corresponds to a request for initiating a communications service, the event is tariffed and taxed, and a pre-authorization and hold request is made to the associated customer account number. If the communications service receives a service authorization or denial indication, the communications service bank card billing system provides such indication indicative of the successful or non-successful pre-authorization and hold request. Alternatively, if a received event corresponds to a request to charge a customer account, the event is tariffed and taxed, and a forced post request is made to the associated customer account number over the bank card financial network if no pre-authorization preceded the forced post request. Otherwise, a pre-authorization completion is formatted and sent. Additionally, a representation of …
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.