Systems and methods for account establishment and transaction management using interrupt messaging
US7042992B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Feb 7, 2003 |
| Grant date | May 9, 2006 |
| Priority date | — |
| Expiry date | Jul 3, 2024 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04M2215/66
- WIPO fieldTelecommunications
- WIPO sectorElectrical engineering
Abstract
Disclosed are systems and methods which provide techniques providing account setup, management and transaction authorization determinations in real-time using transaction interrupt messaging. Embodiments preferably take into consideration the quality of one or more parties to the transaction and the means by which charges may be rendered to them when making account setup, management, and/or transaction authorization determinations. Accordingly, transactions, such as collect calls, meeting at least some minimal risk threshold may be completed on a first call attempt, even where a pre-arranged billing agreement or other business relationship is not previously in place.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.