Electronic check presentment with image interchange system and method of operating an electronic check presentment with image interchange system
US7099845B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Aug 16, 2001 |
| Grant date | Aug 29, 2006 |
| Priority date | — |
| Expiry date | Aug 3, 2023 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method of operating an electronic check presentment with image interchange system comprises the steps of creating a number of electronic bundle files based upon captured MICR data associated with items, processing cash letter files and captured image data associated with the items to create a first temporary list, processing the cash letter files and the electronic bundle files to create a second temporary list, and merging the first and second temporary lists to create a merged list for creating an image presentment file. An image presentment file is created in a predefined format structure suitable for sending from a sending bank to a receiving bank based upon the merged list.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.