Systems and methods for staging transactions, payments and collections
US7103577B2 · kind B2 · utility
42Cited by
210References
14Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Sep 30, 2003 |
| Grant date | Sep 5, 2006 |
| Priority date | — |
| Expiry date | Sep 30, 2023 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/025
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain a financial relationship. In one embodiment, a method for accepting payments from a consumer includes receiving a promise-to-pay record from a lender (210), receiving a payment from the consumer (220), associating the payment with the promise-to-pay record (230), and sending a notice to the lender (240), with the notice having an indicator that the payment has been received.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.