Consumer directed checking account coverage system
US7182253B1 · kind B1 · utility
23Cited by
1References
9Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Feb 3, 2006 |
| Grant date | Feb 27, 2007 |
| Priority date | — |
| Expiry date | Feb 3, 2026 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/08
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system and method that includes the use of a bank checking account that can be connected to insurance coverage. In particular, a banking consumer can purchase insurance coverage for unexpected events that may affect the historical deposits and withdrawals relating to the checking accounts. Additionally, insurance coverage other than that of the checking account itself can be included, such as life insurance, so long as the account remains active. Accordingly, the present invention can integrate the negative insurance sell into a positive banking experience.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.